The City entered the second phase of recovery planning in 2020 and began implementing the recovery plans that were developed in 2019.  

Recovery projects across the City are planned or underway and focus on four critical growth areas: Safety and Security, Infrastructure, Economy, and Quality of Life. These projects will help the City grow as a place of work, a travel destination, and, most importantly, as a community. 

2020 Recovery Progress Report

View the 2020 Recovery Progress Report to be up-to-date on what’s been going on!

Also check out the letter from Mayor Brudnicki here:

The City has made notable progress in all four areas of effort, despite the severe damage caused by the storm and major challenges like Coronavirus Disease 2019 (COVID-19). Storm debris was cleared from streets and waterways and several dated and damaged buildings were torn down, including the former City Hall. The City has also launched a housing-focused website,, to share information about housing programs and housing assistance for those impacted by Hurricane Michael and the COVID-19 pandemic. To restore and preserve the unique artistic and cultural features of the community, the City is working to create new opportunities for local artists and community youth and is pursuing improvement projects at many of the City’s parks and recreation centers.

Going forward, infrastructure improvements for the Panama City Marina, the St. Andrews Marina, and the City’s roadways and water management systems are a major priority. Five major recovery projects taking place at this stage of the City’s recovery are listed to the right.

Major Recovery Projects

Click on the five major recovery projects to learn more about the project, its progress, and its significance to the City. 

Interactive Project Map

The map shown below displays anticipated, in progress, and completed recovery projects in the City. Click on a colored dot on the map to see details about the project, including the project’s title, address, budget, status of completion, estimated completion date, City department responsible for the project, and source of funding. Completed projects have green pins and in-progress projects have blue pins. 

Projects on the map can be filtered by the following categories: Status of Completion, Budget, Point of Contact, and Source of Funding. Users can also click on the expandable menu at the bottom of the screen (the grey rectangle with an arrow) for more filtering options or to see the projects in a list. 

Funding Programs

The City is pursuing multiple resources to help fund recovery projects. Many recovery projects are funded through insurance reimbursement, allocations in the City budget, and federal funding opportunities. Some of the main funding programs are described below.* 

Federal Emergency Management Agency (FEMA) Public Assistance (PA)

Public Assistance is a reimbursement program providing federal funds to assist communities in responding to and recovering from disasters (e.g., hurricanes and tropical storms). Funding can be used to reimburse the cost of debris removal, emergency protective measuresand permanent repair work to infrastructure that has been damaged or destroyed by a disaster.

FEMA Community Development Block Grant – Disaster Recovery (CDBG-DR)

CDBG-DR funds focus on long-term recovery efforts and must be used for “necessary expenses related to disaster relief, long-term recovery, and restoration of infrastructure, housing and economic revitalization.” Examples of recovery activities eligible for CDBG-DR funding includes activities that rebuild or replace infrastructure (e.g., roads and bridges) impacted by a disaster. 

Community Reinvestment Act (CRA) funds

The CRA requires the Federal Reserve and other federal banking regulators to promote financial institutions to support the credit needs of communities where they do business, and specifically in those that are considered low- and moderate income 

State of Florida Hurricane Housing Recovery Program (HHRP)

HHRP funds are locally administered to accommodate the housing needs of different communities, such as repairs and rehabilitation of damaged units, replacement housing, rent payment assistance, and foreclosure prevention. 

Coronavirus Aid, Relief, and Economic Security Act of 2020 (CARES Act)

The CARES Act requires that funding from the Coronavirus Relief Fund (CRF) are only used for necessary expenditures acquired due to COVID-19 during the period from March 1, 2020 to December 30, 2020. 

Community Development Block Grant – CARES (CDBG-CV)

CARES Act CDBG-CV funds are for activities that prevent, prepare for, and respond to coronavirus. The grants are used for CDBG public services and local microenterprise assistance programs, as well as, public health, emergency response, or temporary housing facilities that address COVID-19 impacts, and grant administration. All activities funded by CDBG must benefit low-and moderate-income persons. 

Housing Mitigation Grant Program (HMGP)

The HMGP may fund activities which allow for state, local, tribal and territorial governments to rebuild in a way that reduces, or mitigates, future disaster losses in their communities. Such activities include the protection or purchase of public or private property which experienced, or is in danger of experiencing, repetitive damage. It is important to note that there is a cost share requirement for FEMA funding for hazard mitigation grants 

Florida State Revolving Fund (SRF)

The SRF consists of three programs, 1. Clean Water State Revolving Fund (CWSRF), 2. Drinking Water State Revolving Fund (DWSRF) and 3. State Revolving Fund Management. CWSRF provides low-interest loans for planning, design and building or upgrading wastewater, stormwater, and nonpoint source pollution prevention projects, while DWSRF is for drinking water systems